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INFINITI Of Gwinnett

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About Credit Score

A credit score is a number that represents a person's creditworthiness. It's used by lenders and others to predict whether a person will make credit payments on time. Credit scores are important because the higher the score, the more likely you will be approved for credit. Additionally, those with high credit scores are often eligible for lower interest rates on new credit.

So what exactly is a "good" credit score? FICO scores range from 300-850, but most people score in the 600s and 700s. Lenders typically consider credit scores above 700 to be very good. For those that have FICO scores below 600, they're usually considered high risk by some lenders, and as a result they may be required to pay higher interest rates. A low credit score may also cause a person to be turned down for credit completely.

There's no single credit score as different credit reporting agencies will develop different credit scores. But regardless of where the score comes from, each is derived from a person's payment history, how much that person owes, the length of their credit history, and how much new credit has been opened, to name just a few factors.

Here at Infiniti of Gwinnett, we have the ability to get most people financed regardless of credit score.  So whether you are at the low end of the spectrum and need to simply qualify or at the high end and want the best rates possible, we can help.  Simply complete our user friendly and secure 30 Second Credit Application to get started.

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